Complete guide against the theft of motorcycles and other two-wheelers

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In the vast majority of cases, thefts take place in urban areas, generally on motorcycles parked at night on public roads. Here are some tips to protect yourself against these incidents.

Complete guide against the theft of motorcycles and other two-wheelers

The vehicles in demand are two-wheelers parked on the street . This opportunistic theft is the most widespread. To deter thieves, first, never leave your motorcycle or scooter unattended, with the steering locked (Neiman) and without forgetting the keys in the ignition!

If possible, choose a well-lit, visible space . Finally, if you have an anti-theft chain or U-lock, remember to always attach it to a ground anchor or a gate , post, etc. This negligence can cost you dearly.

In fact, many thefts are carried out by loading the motorcycle into a van disguised as a breakdown vehicle, without anyone noticing.

Home robbery or home jacking

Fortunately, this technique is not very widespread, because it requires scouting out the premises and breaking into a private home, often at night. This offence is more serious than a simple theft since it combines a home invasion with a break-in.

Bike jacking

Less common in France than in some European countries, this violent modus operandi consists of stealing the two-wheeler by taking the motorcyclist by surprise, most often stopped at a red light .

Steps to follow in case of theft

See the damage

Don’t hesitate to take a photo of the scene with any evidence: a forced anti-theft device, broken glass (bubble) or fairing, etc. This will be able to prove to the insurer that it was indeed a burglary and not an attempt at fraud…

File a complaint

File a complaint at the police station nearest to you within 24 hours. The receipt will be provided to the insurance company to prove the filing of the complaint. This will protect you if the thief, while riding your motorcycle, commits an accident.

Contact the Prefecture

File an objection with the prefecture that issued the motorcycle registration certificate .

Inform your insurance company

Inform your insurer of the theft within 48 hours by registered letter with acknowledgment of receipt in which you describe the situation. Please note that if you have third-party insurance, also known as civil liability insurance, you will not be reimbursed.

To be compensated, you must have taken out theft insurance . Be sure to comply with the security conditions specified in the contract, such as locking the steering (Neiman), installing an NF, CE or SRA approved U-shaped anti-theft device, SRA approved engraving of the main elements and recording in the central engraving file “ARGOS”.

This marking consists of engraving the last seven characters of the serial number on eleven points of your motorcycle. This can deter theft, because the resale of spare parts will be more difficult.

If your motorcycle is not found after a period of one month, the insurance company will compensate you according to the Argus rating. If your motorcycle is found, the insurance company will cover any repairs within the limits set by the contract.

How to protect yourself and avoid the theft of your two-wheeler

No protective motorcycle equipment is infallible. However, it is recommended not to skimp on safety. Opt for a chain with links that are at least 14 mm in diameter and a U-shaped shackle with a diameter of 16 mm.

For insurance reasons, keep your anti-theft receipts carefully

to prove their certification! Attaching the two-wheeler to a fixed point should be a strict rule.

But sometimes it is impossible. In this case, on the front wheel, the U or the chain must take a wheel spoke and two fork sleeves passing over the brake calipers; on the rear wheel, a wheel spoke and the swing arm. This attention will prevent a part from being dismantled, but your two-wheeler can still be embarked as is

A disc lock will be an additional difficulty for thieves, but be careful, this equipment is not enough on its own! Likewise, the motorcycle alarm rarely stops a thief.

It should come in addition to the anti-theft device. A remote alarm trigger warning system will allow you to react quickly, provided you are close by.

The NANO Tracker , installed on the vehicle, will allow you to geolocate it while with the Moto Guard application you can launch an alert as soon as your motorcycle is stolen: the signal will be perceived by the community of bikers who will be alerted to locate it.

Finally, adopt the right behavior. For safety reasons, motorcyclists are advised to secure their two-wheelers even when parked in a closed car park or private garage.

At home, never leave your keys on your motorcycle and do not leave them visible in the house. A light in the garage and entrance will be a deterrent.

While driving, stay vigilant. When stationary, keep first gear engaged. But in the event of a snatch theft, it is recommended not to resist.

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